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4 Travel Hacks for the Budget-Minded
Exploring the world can easily add up to some big bills, but it is also possible to catch all the sights and learn all about local culture on a tight budget. Whether you work along the way or are just...
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4 Ways to Reward Yourself for Being Frugal
When you are working hard to be financially responsible, you may find you need some sort of reward to stay motivated. If you finish paying off a large debt or significantly increase your savings for...
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6 Savings Tricks That Can Backfire
While reviewing your finances, you may struggle to find reasons why your budget isn’t working. Everyone loves saving money, but the way you cut back can make a big difference. In fact, certain budget...
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How Our Holiday #SpendingFreeze Is Going: Week 1
Inspired by this article, several Credit.com staffers are tracking their own personal spending freeze on social media. You can follow their progress as they stop spending and start preparing for the...
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8 Secrets to Making a Budget You Can Actually Live With
Some people refer to budgets as a “money diet.” That’s an unfortunate choice of words given the negative connotations associated with dieting: reduced options, deprivation, maybe even pain. That’s not...
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How My New Husband & I Budget
On July 18, I married my husband, James Perkins. In three short months, we have learned how to set up and use a monthly budget with the goal of being a zero-debt household. James is a full-time...
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Could Holiday Shopping Wreck Your Credit?
More than 60% of U.S. consumers have little or no concern about how their holiday shopping will affect their credit, according to a survey from TransUnion. There are two ways to look at that...
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4 of the Priciest Car Repairs
What better incentive to stay up on your car’s regularly scheduled maintenance than the possibility of having to pay through the nose for a costly repair? If you’re the kind of driver who never...
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4 of the Weirdest Reasons People Have Gone Into Debt
For more than a decade, I’ve worked in the field of debt resolution, helping thousands of people overcome their debt issues. Most clients come to me in debt due to what I would call “typical” reasons...
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How Social Media Sites Are Making You Spend More
When I ran a Facebook ad recently for a nonprofit where I volunteer, I was surprised how specific you could get in targeting potential customers. If I wanted to advertise the event I was promoting to...
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The 5 Numbers You Need to Know to Get a Handle on Your Money
Do you really know your money? You would be surprised how many people don’t know anything about their all-important relationship with their finances. You may think you’re pretty financially savvy, but...
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The Dollar Store Experiment: 10 Products Put to the Test
CHICAGO — As I write this story, I’m stuffing my face with delicious, inexpensive popcorn I purchased from a dollar store. I don’t usually shop at such stores (in fact, I can’t remember the last time...
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The 5 Biggest Reasons My Clients Fall Into Debt
In the more than 15 years of experience working in the debt industry, I’ve heard every story under the sun about how someone fell into debt. While there are times when people fall into debt for...
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4 Ways to Trick Yourself Into Saving More Money
Think you’ve run out of ways to save? Think again. While it might not seem possible to squeeze any more savings out of your budget, you can find new ways to save by changing some of your money habits....
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How to Actually Start Living Within Your Means
We could all stand to be more frugal. After all, who doesn’t like to save money? But it isn’t always easy to curb our spending habits, and sometimes trying to find the best deal can feel like a chore....
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How to Decide When to Retire
We all may know that it is smart to start saving for retirement early, but does this mean we actually do it? Retiring from the workforce means entering a new phase of life. It can be both scary and...
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How to Create a Comprehensive Budget
You may think you have a grasp on your financial health, and maybe you do. But when it comes to budgets, it’s a good idea to review and revamp regularly. It takes some responsibility and hard work,...
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CEOs Make 300 Times the Average Worker… But It Used to Be Worse
The Economic Policy Institute released its annual roundup of CEO compensation, and it’s full of depressing data. Let’s start with the current state of things: In 2014, chief executive officers of the...
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I Already Have $700 Saved for Christmas & You Can Too
Every year in January, millions of Americans try to recover from a hangover. No, not that kind of hangover — I’m referring to the holiday debt hangover. Unfortunately, many Americans also take months...
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Your First Budget: How to Do It
Creating and following a budget can be a daunting task for anyone, especially for the first-time budgeters. To begin with, many people have a psychological aversion to record-keeping (so if you do,...
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