How Fast Should You Cut Your Debt?
Unfortunately, there is no quick fix to eliminate debt. Not only does it take patience, time and diligence, but also a clear understanding of why we get ourselves into debt in the first place. Was it...
View Article8 Ways to Feel Rich on a Small Paycheck
At one point or another most have been there: trying to stretch a small paycheck around bills that only seem to get bigger. And the often-parroted strategies for making ends meet are largely the same...
View Article5 Ways You’re Setting Yourself Up for Financial Disaster
When it comes to managing your money, it’s easy to become your own worst enemy. Bad financial habits can wreak havoc on your finances. But in some cases, it’s the things that you’re not doing that are...
View ArticleA ‘State of the Union’ for Your Finances?
Leaders across the country present annual status reports to their communities as a way to measure progress and identify goals for the future. The president gives the State of the Union, a governor...
View Article3 Ways to Stop Overspending
It’s easy to find ways to spend money. Dinners out, new shoes, charities, trips, activities for the kids, etc. It’s not so easy to keep spending in check. If you’re looking to regain control over your...
View Article5 Small Things That Are Killing Your Budget
It’s easy to ignore small expenses. We don’t often think of the small things when we look at spending, then we wonder why the budget seems so out of control. Yet it’s often the small daily expenses...
View ArticleIs Your Hobby Driving You Into Debt?
We all know that person who has a new passion every week. It’s great to explore hobbies, but it can be expensive if every new endeavor requires a large outlay of cash. Your outlet for fun shouldn’t...
View ArticleAdventures in Budgeting
A little while back, I decided to try making a budget, thinking the experiment would either result in smug success or hilarious failure. Those are my two favorite outcomes of any situation. My first...
View Article3 Things New Grads Spend Too Much Money On
Going from a full-time student to a full-time adult can be quite shocking. The real world is expensive. Most people right out of college don’t have much experience managing their own money and it...
View Article4 Ways to Avoid Overspending
The problem with creating a budget is that it’s just the first step. The next, and often more difficult, step is sticking to that budget. You know you only have a certain amount of money set aside to...
View ArticleHow I Shame Myself Into Saving Money
Saving is hard. I’m not trying to be funny — even I, who loves saving and makes a living writing about personal finance — find it challenging to stick to my savings goals sometimes. This became quite...
View Article5 Reasons You Fail to Reach Your Savings Goals
Although the darkest days of the recession are over, many Americans still have a difficult time saving money. It doesn’t help that the official poverty rate was last reported at 15%, or 46.5 million...
View ArticleHow to Pick Budget-Friendly Gifts
Spring is often a big time for celebration. Between graduations, Father’s Day, birthdays and general warmer weather merriment, you may find yourself headed to more parties. This can lead to the...
View ArticleHow to Find More Room in Your Summer Budget
Maybe you missed out on the New Year’s resolution craze, perhaps you skipped spring cleaning… but there’s still hope for your 2014 finances! Just as many people work to get into shape for summer, here...
View ArticleAmerica’s Least Favorite Fast Food Restaurants
Americans spend billions of dollars on fast food every year, which is funny, because they’re not all that satisfied with it. People enjoy full-service restaurants much more than fast-food ones, even...
View Article9 Impulse Purchases You Instantly Regret
A new survey conducted by Bankrate.com reported that a quarter of Americans had no savings to weather financial hard times. It didn’t matter if the respondents were relatively higher earners: Folks...
View Article3 Ways to Become More Responsible With Money
Working toward financial responsibility may not sound like the most exciting life decision, but falling into debt is definitely a lot less fun than budgeting. Being smart with your money is a life...
View ArticleHow to Find & Fix Your Budget Leaks
Drip, drip, drip. If you have leaks in your finances, you could be wasting money and not even realize it. Even if you feel pretty on top of your finances, money could still be slipping away. It’s a...
View Article6 Items You Should Consider Buying Used
Tightening your budget doesn’t have to mean cutting out the things you need or even want. Thrift shops, garage or yard sales, online resources, flea markets and pawnshops are great sources of savings....
View ArticleHow to Make an Extra $1,000 a Month
Getting out of debt can be tricky for one very simple reason: It’s expensive. You fell into debt because you bought things you couldn’t fit into your budget in the first place, and that usually...
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