11 Ways to Use a Personal Loan You Haven’t Thought Of
Home loans, auto loans, student loans — they’re all self-explanatory. Borrowing money for personal expenses (a personal loan) is much more open-ended than loans designed specifically to pay for a...
View ArticleThe 6 Reasons Your Budget Is Failing
If you are not using a written budget (paper, spreadsheet or even an app), you are not alone. According to a 2013 Gallup poll, 1-in-3 Americans do not have a written budget. That means two-thirds of...
View Article5 Small Changes That Helped People Save Big
A lot of people think the only way to save money is to make major sacrifices: no meals out, no cable, no shopping, no fun. Of course that’s not true, and there are plenty of ways to cut back without...
View ArticleMy Mom Billed Me $1,000 for Being an Unappreciative Jerk
The ungrateful child is practically a universal theme of parenthood; one that involves a lot of frustration and a fair amount of yelling. But if parents really want their kids to understand what it...
View Article10 Budget Items You’re Probably Forgetting
It’s no secret you need a budget, but if you’ve left off some key items, it’s not really going to do you much good. Here are 10 items you might be overlooking. 1. Subscriptions/Memberships If you...
View ArticleThis Billionaire Still Buys Second-Hand Clothes
You’re never too rich to be frugal — at least if you’re Swedish billionaire Ingvar Kamprad. The Ikea founder told a Swedish television station recently that he buys his clothes at thrift shops. “I...
View ArticleWhat to Buy at the Dollar Store (& What to Avoid)
If you’re like me, you enter your neighborhood dollar store intending to quickly grab one or two things. Instead, you end up slowly roaming the aisles for an hour, checking out absolutely everything....
View Article7 Ways to Manage Your Money While Unemployed
Sometimes I get questions that I just have to share with you. My answers will benefit others because so many people face the same situation. I was asked how a mom who is unemployed can manage her...
View Article3 Money Lessons Your Kids Should Learn Before High School
With three kids (one on the way — we adopted), and a couple of businesses, we’re quite the busy parents. Perhaps you can relate. But no parent should be too busy to teach their children about money....
View ArticleHow Inflation Can Sabotage Your Budget
If you’re saving for retirement, you’re probably already aware of the need to factor in inflation (and, if you aren’t already saving, here are some tips). While you’re on the right track by doing so,...
View ArticleThe Credit Card Trick That Can Help You Budget
Between paying rent, car insurance, student loans and credit card bills each month, plus (hopefully) finding leftover funds for groceries and nights out with friends, there’s a lot to factor in a...
View ArticleA Budget-Friendly Graduation Gift Guide
Finding gift ideas for the graduates in your life isn’t the hard part, since they need just about everything — pots and pans, thumb drives, transit passes, cash — you name it. The trick is finding...
View Article5 Money Questions 30-Somethings Should Ask Themselves
You just celebrated the big 3-0 and you feel that means it’s time to get your finances in order. Your pesky student loans won’t leave you alone. You worry you will never be able to retire. On top of...
View ArticleHow a Rocket Scientist Manages His Money
Jason Lowery is a typical 29-year-old. He likes hanging out with friends, loves his family and spends weekends tinkering on his hobby car, a 1969 Chevrolet Chevelle. But unlike most of his peers, he’s...
View Article8 Steps to Rebuild Your Financial Life After Divorce
If you’ve gone through it, you don’t need me to tell you how financially devastating divorce can be. Many people lose half (or more) of everything they’ve saved over their lives. This includes their...
View ArticleHow to Budget for Money Wasters on Your Vacation
Vacations are a time to let loose, live it up and, yes, even blow a little cash. But keep in mind — it’s one thing to spend $100 on a fancy dinner and another thing entirely to spend it on traffic...
View Article10 Items You Should Never Buy Used
Buying used items is one of the top ways to consistently save money on everything you purchase. However, not every used item is a good value. Here are 10 things we think are better when bought new. 1....
View ArticleYou Can Stop Living Paycheck to Paycheck. Here’s How
Bad financial habits aren’t always easy to correct. In fact, they can be one of the most difficult things to overcome when it comes to your finances, often requiring a complete shift in the way you...
View Article25% of College Students Spend Most of Their Money on Alcohol & Drugs, Survey...
A quarter of U.S. college students who responded to a recent LendEDU survey say their biggest monthly expense is alcohol and/or drugs. “Quite surprising, but not that crazy,” Nate Matherson, CEO of...
View Article12 Cheap Ways to Keep Your Kids Busy This Summer
Whether you’re a stay-at-home parent or a working parent, it’s likely that summertime gets tough. When kids are home all day, or at least out of the routine of school, they get bored easily. Boredom...
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